Law of attraction and money: abundance in 4 steps

If you’re not currently living in financial abundance, then you have not figured out how the Law of Attraction and money relate.

The relationship between the Law of Attraction and money is one of the great conundrums we’ve created in our universe. Most of us would like more money in our lives. In fact, for many people, the desire for more money is one of the main driving forces behind their daily choices.

This post was updated on 15 September 2025 to include new insights and examples.

We were told that if we worked hard, got good grades, and found a steady job, we would be rewarded with financial security. Yet even when we do all these things, many of us still never seem to have enough. We find ourselves wondering:

“I’ve done everything right. Why is there always too much month left at the end of the money?”

The truth is, only a tiny percentage of us actually regularly do the one thing that would bring us more money with much less effort; which is to align our vibration with our desire for more money or a financially-free way of life.

Why our beliefs about money can block abundance

What would you say if I told you we can all be rich? Or that there is no competition for money or resources in the world? Or that you can be, do or have anything you want?

What would your response be?

The answers and reactions you have to these three simple statements will tell you much about how you think about money, your underlying thoughts about it and your relationship to it. So think again! How did you honestly answer the questions above?

The truth is, we’ve been conditioned by parents, teachers, governments and society to see money as scarce and competitive. For example, most of us believe that there is a finite amount of money that is divided amongst more and more people, so we seem to get less and less. This belief runs deep, even though it isn’t actually true. Not many of us have an abundance mentality.

What beliefs about money are you holding?

When you hear statements like these, notice how familiar they sound:

• Money doesn’t grow on trees
• There’s only so much to go around
• You can’t be rich and spiritual
• The love of money is the root of all evil
• Tell that to my bank balance!

They might feel like harmless sayings, but they reveal limiting beliefs that can block the flow of abundance.

The Law of Attraction teaches us that what we focus on expands. If most of our thoughts about money are fearful, doubtful or rooted in lack, then we are unconsciously reinforcing the experience of lack.

Now I am not berating our parents, teachers, governments and spiritual leaders. For the most part, those people and institutions were acting in the best intentions, or what they believed to be the best intentions, reiterating what they themselves were taught.

Unfortunately, the result is that the human race has become very good at thinking negatively about abundance and money, (mostly out of ignorance or a misunderstanding rather than out of malice) but most of us still think negatively about it.

Money beliefs you could have instead

When was the last time you said or thought any of the following about money for example?

• There’s plenty more where that came from
• Of course, there’s more than enough to go round
• Don’t worry, we’ll just buy another one
• Here, you take the extra $50/£50/Euro 50 – it’s only money
• There’s always enough to spare and enough to share

For most of us, the answer is usually ‘almost never’ which is why many of us are suffering from lack of money and abundance, or rather a perceived lack of money or abundance; because most of our thoughts about money are on this ‘lack’ frequency. We know through the law of attraction, that what we think about consistently is what we will attract. So most of us are reinforcing our lack of money with our thoughts and therefore that’s exactly what we get – more ‘lack of money!’

We are constantly undermining our desire for more money with our own negative thoughts about money.

The good thing is, we can all change the way we think about money and align ourselves with more positive feelings in order to manifest more money into our lives.

The 4 steps to attracting more money

Here’s a simple framework to help you shift your energy and invite more financial abundance into your life:

• 1. Consciously notice your thoughts, words and actions about money
• 2. Transform negative patterns about money into positive ones
• 3. Use affirmations, visualisation and positive emotion
• 4. Let go of your attachment and allow money to flow to you (and through you)

Let’s take these one by one:

Step 1: Consciously notice your thoughts, words and actions about money

Start paying close attention to how you feel when money comes up. Do you dread opening bills? Do you feel a tightening in your stomach when checking your bank balance? Some people will know this at a very acute level. Others will only just begin to realise that how they think about money is not always in a positive, anticipatory light.

These feelings and reactions show where your vibration is currently sitting. Becoming aware is the first step to change.

Step 2. Transform negative patterns about money into positive ones

Once you notice a negative thought about money, gently reframe it.

Let’s take a simple example: if you currently believe money is a limited resource, then ask yourself how, as a species, we have managed to not only invent it, but increase the money in our societies with every new sunrise?

Every day we create more money, we interact with each other using more money, the GDPs of almost every country have increased across time because we are the ones creating the money and wealth. It does not exist independently of us. We are the creators.

We are the ones giving money its value, or diamonds for that matter, or gas, or oil, or whatever you choose. If it stopped raining tomorrow, then water would become one of the most sought-after substances on the planet and the ‘value’ we place on it would change overnight.

Money is energy and is designed to flow freely.

For example, if you believe money is limited, remind yourself that:

• We breathe in and out every minute, without ever thinking that we will run out of air – think of money in the same way – it is part of the natural flow of energy
• Good people do good things with good money – focus on all the good and positive things that have been achieved through using money positively
• Every time you pay for something, give thanks to the universe that you have been able to use your money for the things you want and let it go with your love, knowing that you are aiding the flow of money (and energy) from one person to another

.Shift your inner dialogue from “There’s never enough” to “There’s always more on the way.” With practice, this becomes your default vibration.

Step 3. Use affirmations, visualisation and positive emotion

You do not really want ‘stuff’ – you want the feeling that you think the ‘stuff’ will create within you. What most of us fail to remember is that we can have that anytime because we are in charge of creating feelings. It is ultimately only YOU who can create a feeling within YOU.

Engaging in visualisations and affirmations so that you create the vibrational feeling of what you want will cause the universe to answer according to the Law of Attraction.
So close your eyes and imagine what you would do with lots of money if you had it – and I mean LOTS of money.

• What would you buy?
• Who would you help?
• What dreams would you fulfil?
• Where would you go?
• What experiences would you allow yourself to have?

Really go deep into this using every sense you have – what would you see, hear, smell, taste and touch? Make these images big and bright so that you really engage your emotions.

The right and wrong way to do affirmations

Using affirmations is a very effective way to empower your subconscious – like giving it a command – but it must be stated in a positive way, since your subconscious cannot process negative instructions.

Affirmations are also stronger if they are made in the present tense and in the first person – i.e. an affirmation of “I am rich now” is more effective than an affirmation saying, “I am getting better at being rich.” However, you MUST tackle your underlying limiting beliefs about money frist otherwise your affirmation efforts will fail because it will be like trying to reprogram a computer by giving it a handwritten note.

If you find there is resistance there when you think about money, try tapping to get rid of your anxiety until you feel more at ease with your new beliefs.

To be most effective, an affirmation should be repeated, as this will influence your subconscious more. You can also write out your affirmations in a journal which can help too. The most important thing is to FEEL emotions behind the affirmation – use your imagination to create the situation you want and focus on feeling what that would be like.

Here are some affirmations that you can use to help attract money and abundance bearing in mind that ‘abundance’ can mean many things, not just money, but health, energy, vitality and awareness too.

Some suggested affirmations

• I am an unlimited creative being, and I bring light and love to the universe
• Money is always flowing to me and through me
• The more money I have, the more good I can do
• Money comes to me on a regular basis from expected and unexpected sources
• I am excited about the prospect of receiving more money
• I am grateful for all the abundance I have, and I have lots of abundance
• Money is part of my birthright, along with good health and happiness
• Money feels good to me. I can always get money, and I can do great things with it
• My life is abundant in so many ways; money is just one of them
• Money is just another form of positive energy, which we can easily exchange with others
• I exchange money freely and with blessings
• I love my money, and money loves me

As always, feel free to adopt, change or adapt the affirmations to suit yourself and what resonates with you and makes you feel good. Remember it is the feeling you have when you affirm the affirmation that is important – the words are powerless in themselves.

Think and feel abundant = Receive more abundance; Think and feel lack = Receive more lack

Try just closing your eyes and feel your breath moving in and out of your body – without effort, without stress. There is an abundance there; abundance of air, abundance of oxygen, abundance of inner peace if you would just stop the noise and let yourself experience it. You can read my Top 10 tips for making affirmations work here.

Step 4. Let go and allow money to flow to you (and through you)

This is often the hardest step but also the most powerful.

Once you’ve set your intentions and aligned your energy, release the need to control how or when the money arrives. Trust that the universe will do its part and do your part – which is to keep in the vibration of abundance.

• Focus on doing things that bring you joy
• Express gratitude for what you already have
• Stop watching for “signs” or obstacles, this just reinforces your thoughts of lack (i.e. “I still don’t have the money”

Remember, everything you currently have is the result of past thoughts and feelings. You are free to create something new now. The universe responds to your vibration, not your timetable.

As Luke 12:27 beautifully says:

“Consider how the wild flowers grow. They do not labour or spin. Yet I tell you, not even Solomon in all his splendour was dressed like one of these.”

Let the universe do the heavy lifting. Accept where you are now and anticipate your abundance with every cell in your body.

Where to go from here

For more information on the law of attraction, click here.

Law of Attraction FAQs

Attracting money with the Law of Attraction: Top tips to increase wealth

For more affirmations on finding a relationship, click here or for affirmations on being happy, click here.

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